Effective date: October 6, 2026
These SMS Terms apply to automated text messages sent by Zippy Loans LLC (“Zippy Loans,” “we,” “us,” or “our”) in connection with a request you submitted directly to us and related account matters. The program is operated by Zippy Loans LLC. Your consent is for messages from this sender only and cannot be transferred to another business or used for another sender’s program.
By checking the optional text-message consent box, you agree to receive messages in the scope described below. Leaving the box unchecked does not prevent you from submitting a request or receiving service. Your message choices do not change the information you may request from us through other available channels.
I agree to receive automated text messages from Zippy Loans LLC about the request I submitted and my account — receipt confirmations, application-status updates, account notices, and customer-service replies. Consent is not a condition of any purchase, loan, or service. Msg frequency varies, up to 5 msgs/month. Msg & data rates may apply. Reply STOP to cancel, HELP for help. See our SMS Terms and Privacy Policy.
Messages you may receive
Messages are limited to communications about the request you submitted and your account. Depending on your interaction with us, messages may include:
- confirmation that we received a request or message;
- updates about the status or next step of that request;
- account notices related to your interaction with Zippy Loans LLC; and
- replies from our customer-service team to a question or service matter.
This program does not include promotional offers or messages on behalf of another sender. We do not transfer your consent to another business. If the purpose or sender of a message program changes, we will obtain any additional consent required before sending messages outside this scope.
Frequency and charges
Message frequency varies based on your request and your communications with us, up to 5 messages per month. The actual number may be lower. Your mobile carrier may charge message or data rates according to your plan. Zippy Loans LLC does not control those charges. Contact your carrier if you have questions about your plan or charges.
How to stop messages
You can cancel text messages at any time by replying STOP to a message from us. After you send STOP, we will send a one-time confirmation that your opt-out has been applied, and we will not send further program messages unless you opt in again or the law allows a different response. If you have more than one number or a different message program, contact us so we can address the relevant preference.
STOP is not the only way to revoke consent. You may also submit a request at our opt-out page or email [email protected]. We will process those requests as soon as reasonably practicable and within any period required by law. Do not include sensitive account details in an ordinary email.
Help and customer care
For assistance, reply HELP to a message from us or contact [email protected]. You may also write to Zippy Loans LLC, 6301 Gaston Ave, Ste 1317, Dallas, TX 75214. Standard message and data rates may apply when you send a reply.
Example messages
Examples below illustrate the kinds of messages associated with this program. The exact wording may vary with your request.
- Opt-in confirmation: “Zippy Loans: You are now enrolled in recurring account and request text messages. Msg frequency varies, up to 5 msgs/month. Message and data rates may apply. Reply HELP for help or STOP to cancel.”
- Program message: “Zippy Loans: We received your request. Our team will review the information and contact you directly about any next steps.”
- STOP confirmation: “Zippy Loans: You have been unsubscribed and will receive no further messages from this program.”
- HELP reply: “Zippy Loans: For help, email [email protected]. Msg frequency varies, up to 5 msgs/month. Reply STOP to cancel.”
Delivery and carrier information
Wireless carriers are not liable for delayed or undelivered messages. Message delivery depends on your carrier and network availability and is not guaranteed. Carriers may not support every message type or device. If your number changes, is disconnected, or is reassigned, contact us and do not continue using the prior number to receive messages.
The program is intended for eligible U.S. residents who are at least 18 years old and able to provide a mobile number that they control. By opting in, you confirm that you are the subscriber or customary user of the number and that you are authorized to provide consent for messages to that number. You are responsible for any activity occurring through your device and number.
Privacy and mobile information
Our Privacy Policy explains how we handle personal information. We use your mobile number and opt-in details to provide the messages you requested, administer your preferences, and support customer care. We manage questions about your request and account directly. No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties. Opt out of receiving text messages at any time by sending STOP.
Changes to these SMS Terms
We may revise these SMS Terms when the program or applicable requirements change. The effective date at the top of this page identifies the current version. If a material change requires renewed consent, we will seek it before sending messages under the changed terms. Continued receipt of messages after an update does not replace any consent required by law.